Investia Financial Services Inc.

Mutual Funds and /or Exempt Market Products
Mutual funds and/or approved exempt market products are offered through Investia Financial Services Inc. (“Investia”). Mutual funds and exempt market products are sold exclusively by Representatives who are licensed by provincial regulators and registered with Investia.

Commissions, trailing commissions, management fees and other expenses may be associated with mutual fund/exempt market product investments. Please read the Fund Fact or prospectus carefully before investing. Mutual fund and exempt market product investments are not guaranteed, their values change frequently, and their past performance may not be repeated.

Insurance
Insurance products are provided through Hollis Insurance (PPI) & Qualified Financial Services (QFS).

Insurance products are provided through multiple insurance carriers.

Segregated funds
Segregated fund products are offered through Investia Financial Services Inc. and/or multiple insurance carriers, PPI & QFS Managing General Agencies.

Subject to any applicable death benefit guarantee, any part of the premium or other amount that is allocated to a segregated fund, is invested at the risk of the policy owner and may increase or decrease in value according to the fluctuations in the market value of the assets of the segregated fund.

Guaranteed Investment Certificates
Guaranteed Investment Certificates (GICs) are offered through Investia Financial Services Inc. and Multiple Insurance Companies. Primary Carriers are available in Affiliations.